Can I get cash for my life insurance policy?
- Yes. It's
an asset that can be sold just like your home.
- Policyowners frequently outgrow the usefulness of their life insurance. Unfortunately, many people let their insurance policy lapse and lose the benefit of all the premiums paid over the years. Heritage turns your life policy into cash.
- A Life Settlement is a more lucrative option than lapsing or surrendering a life insurance policy. It provides 4 to 6 times more than the cash surrender value.
Why Choose Us Over Investor-Backed Competitors?
It may be hard to believe, but many competitors offer low initial payouts because they count on seniors not knowing the true value of their life insurance policies. These companies are investor-funded and profit-driven—they invest their own money and must earn it back, often at your expense.
We’re different. We don’t invest our own money, and we don’t get paid unless you do. Our fees are based solely on performance, not profit. That means we’re fully aligned with your best interests.
Here’s what sets us apart:
- No upfront costs. No settlement, no fee.
- A nationwide network of trusted buyers.
- Experienced legal and insurance professionals who negotiate aggressively to get you the highest possible bid.
- Secure escrow accounts and ethical disbursement of your funds.
We’re not here to make a quick profit—we’re here to protect your value and maximize your payout.
Dramatic Differences between Heritage and Our Competitors
Most people don’t realize that our competitors are investor-backed groups focused on profit. Their substantial advertising costs and need for returns often result in lower offers for your policy.
Heritage is different.
We’re an established law firm—not an investment group. We don’t front money, and we don’t get paid unless you do. Our modest contingency fee is based entirely on
performance, not profit.
Competitors often start with low offers, counting on seniors being unaware of their policy’s true value. We counter that by leveraging a
nationwide network of trusted buyers and having our experienced
legal team negotiate aggressively to secure the highest possible bids.
No settlement, no fee.
We’re here to protect your interests and maximize your payout—not to profit off your policy.
Why Sell Your Policy?
-
Receive a cash infusion
for whatever
- Stop paying expensive premiums
- Debt consolidation, home improvements, travel, etc.
- Retain a portion of your coverage without paying future premiums.
To Qualify:
- Policy: Death benefit must be at least $100,000.
- Age: 65 or older. Younger individuals with
significant health conditions
may also qualify.
- Policy Type: Permanent life insurance policies like Whole Life, Universal Life or Term.
Resume of Alan Buckholtz
- Judge Pro Tem, LA Superior Court
- Prosecutor, LA County DA's Office
- Lecturer, USC - Masters' Insur. Course
- Over 500 Court and Jury Trials
- LA Superior Court Mediator
- LA County Small Bus. Commissioner
- Arbitrator, American Trial Lawyers
- Apptd. LA County Tax Appeals Board
- Certified for Calif./Federal Courts
- Consultant to Major Law Firms

Heritage Life Settlements FAQs
Have a Life Settlements-related question? Check out these FAQs and give us a call today for more information!



